Do I need to replace Stripe to use MNEE Pay?

No. MNEE Pay works alongside Stripe. You keep Stripe for cards and add a new 'Pay with Stablecoin' option at checkout for customers who prefer to pay with stablecoins.

What does MNEE Pay cost compared to Stripe?

MNEE Pay is a flat 0.99% + $0.05 per stablecoin transaction, compared to a typical Stripe rate of 2.9% + $0.30. On $100,000 in monthly volume, that is roughly $2,000 in savings per month.

Which stablecoins and blockchain networks are supported?

Customers can pay from Ethereum, Solana, Base, Arbitrum, Polygon, BSC, Tron, or Avalanche. Funds are consolidated into a single USD-denominated MNEE Pay merchant balance.

How are payouts and accounting handled?

All transactions and fees are displayed in USD inside the MNEE Pay portal. Merchants can export full CSV reports for their accounting team — no wallets or private keys to manage.

Is MNEE Pay compliant and regulated?

Yes. MNEE Pay is SOC 2 Type II and ISO 27001 certified, built to comply with the U.S. GENIUS Act for stablecoins, and is a product of RockWallet LLC, a FinCEN-registered Money Services Business. Custody is powered by Fireblocks, and business verification (KYB) is powered by Sumsub.

MNEE Pay now integrates into your existing Stripe checkout

Orders are costing you.
Keep more of every sale.

MNEE Pay adds USDC and USDT checkout to your existing Stripe store. Your customers pay the way they want. You keep significantly more margin — every transaction.

Get Started See How It Works

Typical Stripe Rate

2.9%

+ $0.30 per transaction

With MNEE Pay

0.99%

+ $0.05 per transaction

Works alongside Stripe. Nothing to change.

You keep using Stripe for everything you do today. MNEE Pay adds a new payment option at checkout for customers who prefer to pay with stablecoins like USDC and USDT.

Connect Your Stripe Account

Sign in to the MNEE Pay portal and connect your store in minutes. Our guided setup does the work for you — no code, no plugins, no technical help needed.

A New Option Appears at Checkout

Shoppers see “Pay with Stablecoin” alongside your existing payment methods. Nothing changes for customers who pay by card.

They Pay, You Get Settled

The customer pays from their digital wallet. Funds land in your MNEE Pay balance — consolidated and shown in USD — ready to withdraw.

Manage It All in One Dashboard

Track every transaction in USD and export CSV reports for your accounting team. Familiar, straightforward tooling.

Less friction. Lower fees. More customers.

60–80%

less in processing fees vs. traditional card rates

Swipe fees don't have to be a fixed cost.

On $100,000 in monthly sales, the difference between 2.9% and 0.99% is nearly $2,000 back in your pocket every month. MNEE Pay is a practical, compliant way to lower what you pay to accept payments — without changing how you operate.

At Scale

On $25M in annual revenue, moving 20% of volume to stablecoin saves approximately $475,000 per year.

Reach Customers Who Already Hold Stablecoins

Millions of Americans hold stablecoins but have very few places to spend them. Adding MNEE Pay opens a new segment of buyers who are ready to purchase but have nowhere to spend.

Clean Books. No Crypto Complexity.

All fees and transactions are displayed in USD. Export full CSV reports for accounting. No wallets or keys to manage — your balance works like a familiar merchant account.

Accept USDC and USDT — Over 90% of All Stablecoins

MNEE Pay accepts USDC and USDT — the two stablecoins that make up more than 90% of all stablecoins in circulation — across 8 major networks: Ethereum, Solana, Base, Arbitrum, Polygon, BSC, Tron, and Avalanche. Everything settles into one consolidated balance.

Why Now?

What the market is saying about stablecoin payments

The move to stablecoin settlement is already underway. Here is what independent research from the institutions shaping global payments has to say.

Stablecoins could surpass legacy payment volumes in less than a decade... daily transaction volumes could reach at least $250 billion in the next three years, greater than current card network volumes.

McKinsey

Global Payments Report 2025

The ability for stablecoins to operate continuously, satisfy demand for instant settlement, and offer improved operational risk controls solves real-world pain points and offers a compelling value proposition.

McKinsey

Payments Infrastructure Report

Rising swipe fees are largely driven by the Visa and Mastercard duopoly. The two networks control over 80% of the market and collected a record $111.2 billion in credit card swipe fees in 2024.

NRF

National Retail Federation 2024

Stablecoins We Accept

USDC and USDT.

Together, USDC and USDT make up over 90% of all stablecoin activity. Your customers pay with either from any of 8 major networks — Ethereum, Solana, Base, Arbitrum, Polygon, BSC, Tron, or Avalanche. Funds settle into one consolidated USD balance.